GlobalFinancial─不出金案

對現代人來說，「投資」已經是我們人生規劃中不可或缺的一環，但許多人因為不具備金融概念與知識，不知道從何著手，因此市面上也出現各種教人投資理財的網站與課程。然而，也有詐騙集團藉此誘騙人使用虛假的黑平台。

　　上個月，一位投資人向外匯天眼爆料，自己在Global Financial這平台投資，後來發現不對勁想要出金，結果卻遭到拖延，還被恐嚇必須支付違約金才能領錢，這究竟是怎麼一回事呢？

　　據了解，受害者是在網路上看到了一個教投資的廣告，對此感到相當好奇，於是加入一個叫「小資闖天關」群組，隨後報名參加對方提供的線上課程。經過大約半年的學習後，她與老師及成員建立起相當深厚的關係。

　　有一天，老師向受害者表示有幫她規劃投資方案，宣稱最近有不錯的行情，要她把握機會入場。出於對這個群組的信任，受害者點入對方提供的Global Financial網址，很快就註冊好帳號並開始投資，結果發現每個月確實都有穩定收到利息，於是持續加碼，甚至還借貸入金，先後投入大約70萬元。

　　某天，受害者在跟現實認識的朋友聊天時，提到自己有不錯的投資管道，並邀請對方加入群組。然而，朋友在了解該公司的業務範圍、獲利方式時，發現對方閃爍其詞，不斷迴避他提出的重要問題，便勸受害者最好趕快出金。

　　受害者聽完朋友的分析，不免擔憂自己可能碰到詐騙，於是嘗試將所有錢領出來。不出所料，她的申請遭到平台拒絕，理由是約定期限還沒到，所以不能出金，如果執意提領，必須先扣30%違約金，只還42萬元。

　　受害者向老師反映此事，認為自己碰到黑平台，但對方極力為Global Financial護航，不但提供加拿大監管牌照，還說自己是這家公司的股東，試圖以各種話術勸說，讓受害者打消出金的念頭。

　　受害者考慮過後，仍然希望把錢領出來，於是請對方直接扣掉30%違約金，將剩下的錢轉到自己的帳戶。然而，對方卻說還需要確認出金時間，之後不斷延期，一點也沒有解決的誠意。不久後，受害者想登入帳號查詢進度，結果發現密碼錯誤，無法登入。至此，她終於確定這一切都是詐騙集團的陷阱，於是決定提供曝光資料給外匯天眼，警告其他投資人小心這家黑平台。

　　使用外匯天眼APP查詢Global Financial，可以看到這家經紀商只成立1-2年，目前展業區域與監管牌照資訊都存疑，毫無安全性可言，因此有相當高的投資風險，天眼評分只有1.20。

　　Global Financial除了被本篇受害者爆料外，也受到其他投資人質疑，紛紛指出網站上的內容不清不楚，甚至連最基本的交易平台都沒有提供，必須主動聯絡取得，推測可能是透過假投資群組等非公開途徑，以資金盤的方式非法吸金。

　　接著我們進入Global Financial的官網，從公司簡介得知這家交易商自稱成立於2017年，與外匯天眼收錄的資訊不同。此外，該平台還聲稱與全球知名的星展銀行、香港匯豐銀行等金融機構合作。然而，我們在網站裡並未找到任何有效的監管牌照資訊，因此很難信任其說詞。

　　使用WhoisDog查詢這個網站，似乎進一步驗證了我們的推測：網站設立時間為2021/4/28，在2022/10/17曾經更新過，並且即將在2個多月後到期(2023/4/28)，因此有相當高的詐騙疑慮，呼籲投資人遠離這個極具爭議的交易商，降低潛在的投資風險。

總結

　　隨著網路投資愈來愈發達，與此相關的電信詐騙案件也急速成長，而且手法愈來愈細緻，不但願意花時間開課，還很用心經營關係，以此取得受害者的信任，盡可能騙取最大量的金錢。

　　有鑑於此，外匯天眼至今持續收錄、更新超過42,000家交易商資訊，投資人只要輸入想查詢的平台名稱，就能找到相關的監管資訊、使用軟體、成立時間、天眼評分等情報，有效辨認虛假平台與偽劣券商，避開詐騙集團的陷阱！

　　在進行交易前，務必先到天眼搜尋該券商的評價，初步判斷是否為黑平台

　　想投資美股、外匯、期貨卻又怕被騙？最齊全的證券商資訊都在這

　　入金前，務必先下載金融市場反詐騙165：外匯天眼APP，保障你的本金

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